Foreclosure Prevention Counseling:
HOAP counselors assist homeowners in trying to save their homes from foreclosure by negotiating with the lender(s) and advising homeowners of special programs from HUD and VA, as well as helping the homeowners understand the foreclosure process along with their rights and responsibilities.
Pre-Foreclosure Sale Counseling:
The HOAP program provides counseling for this HUD-sponsored program, which allows certain FHA Mortgage holders, in default, to sell their property.The program enables the homeowner to sell their property at a fair market value even if this amount is less than what is owed on the mortgage.
Colorado Foreclosure Hotline: 1-877-601-HOPE (4673)